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If you’re in the market for a new dental insurance plan, you may be a bit overwhelmed with your options.
Top 3 things you should know before you buy dental insurance.
The Cheapest Plan Isn’t Always the Best
While it may be tempting to opt for the cheapest dental insurance plan available, it’s important to keep in mind that the cheaper a plan is, the less benefits it will have to offer you. You may end up spending more money in the long run picking up where your plan leaves off.
Your dental insurance plan is an investment; research your options and choose the plan that works best for your needs, not the plan that will cost the least.
What’s Covered
Every dental insurance plan offers different coverage options; it’s important that you know what’s covered, especially if you are planning on having extensive dental treatment completed.
Most plans at least partially cover major restorative services such as crowns, bridges, and root canals. In most cases, basic restorative services like fillings and extractions are fully or nearly fully covered; it’s all dependent on the terms of the plan.
Make Sure They’re In Network
If you already have a dentist you’re comfortable with and plan on visiting for a long time to come, it’s important to make sure that they’re in network with the dental insurance that you choose.
Ask your dentist for a list of participating providers, or ask a representative from the insurance company to confirm that they are in network with your dentist.
You’ll need to do a bit of research to choose a plan that is right for you, but you’ll be glad you did in the long run when there’s no surprises when it comes time to pay for the treatment you need.
For information about the dental insurance plans we take here at our Ingleside dental office, give us a call anytime at 361-238-4460.